kids lying on a glass land and smiling

Built for African businesses

Your business shouldn't stop
because foreign currency does

Your business
shouldn't stop
because foreign
currency does

Your business shouldn't
stop because foreign
currency does

A better way for African businesses to manage international payments when access to foreign currency is delayed

A better way for African businesses to manage international payments when access to foreign currency is delayed

The money is there.
The currency isn't.

Your business has the local funds, but international invoices remain unpaid while you wait for access to the foreign currency needed to settle them. Missed payments. Paused bookings. Interrupted suppliers. Lost revenue.

Access to foreign currency shouldn't stand between your business and the world. pamalo keeps business moving beyond borders.

image of an invoice
Your international bill is due.
Your business has a legitimate international payment to make, with the local funds ready to settle it.
mobile app where a reciept is sorted
pamalo connects the two.
A simpler route between the money your business has locally and the international payments it needs to make.

A simpler route to international payments.

pamalo is built for businesses with legitimate international obligations and local funds ready to pay.

01.

Tell us what needs paying

Submit your international business invoice and the currency required.

02.

Confirm your local funds

03.

pamalo handles the route

04.

Keep business moving
two ladies looking at a laptop and smiling
lady checking her phone and smiling
person managing their expenses on a laptop
person making a contactless payment with a card
Tell us what needs paying

Submit your international business invoice and the currency required.

Confirm your local funds
pamalo handles the route
Keep business moving
two ladies looking at a laptop and smiling
lady checking her phone and smiling
person managing their expenses on a laptop
person making a contactless payment with a card

Built for businesses operating beyond borders.

Ditch the stress and
reclaim your day.

From global platforms to international suppliers, African businesses depend on payments that cross borders. pamalo is built for the businesses that need to keep them moving.

woman holding a phone and man looking at the phone. both are smiling

When banks delay your international payments, business still needs to move

Find out what your
money can do

pamalo helps African businesses settle international invoices.

Questions all resolved in one place

FAQs

Questions all resolved
in one place

What is pamalo?

pamalo is a cross-border payments company built for African businesses that have local funds available but face challenges accessing the foreign currency needed to settle international payments.

Who is pamalo for?

pamalo is for African businesses making international payments, and people living abroad who need to pay bills, expenses or support family back home. From hotels, importers and growing businesses to individuals managing payments for themselves or their families, malo is built to make moving money across borders simpler.

What can I pay for through pamalo?

pamalo is being built for legitimate payments across borders — from international business expenses such as booking platforms, suppliers, software and equipment, to bills and expenses back home such as education, healthcare, property and family costs.

Which currencies will pamalo support?

Our initial focus is major international currencies including USD, GBP and EUR, with availability depending on the market and payment type.

Is pamalo a bank?

No. pamalo is not a bank. Payment services will operate within the appropriate regulatory frameworks and, where required, through authorised financial partners.

Your money shouldn't stop at the border. Neither should your business.

Your money shouldn't stop at the border. Neither should your business.

Your money shouldn't stop at the border. Neither should your business.